Oyster: Insurance for Bike Shops

All-in-one Insurance Platform for Your Business and Customers

Oyster offers an all-in-one insurance platform for bike shops. Our comprehensive coverages include business owners, workers’ compensation, product liability, and rental insurance, ensuring your shop is fully protected. Get a quote with just a few simple steps and discover high savings and complete coverage, all on a single platform. Let Oyster take care of your insurance needs, so you can focus on what you do best – running your bike shop.

Insurance for your business

Whether you are a bike shop or a manufacturer, Oyster is here to help protect your company with customized business insurance. We offer comprehensive coverage for commercial property, general and product liability, rental liability and bike damage, employees, income loss, and more.

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Insurance for your rentals

Protect your business with rental liability coverage and safeguard your rental bike fleet against accidental damage, theft, and catastrophic events like fire and wind, as well as provide medical coverage for riders while they are rented with our comprehensive insurance package.

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Insurance for your customers

Elevate your customer service by adding Oyster to your shop and letting customers get covered for bike theft and damage in a few clicks. We work with a variety of platforms like Shopify and Lightspeed to make both the shop and customer experience seamless. Oyster is completely free, and you earn referral revenue for every customer that applies for insurance.

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NBDA LogoThe NBDA has been here since 1946, representing and empowering specialty bicycle dealers in the United States through education, communications, research, advocacy, member discount programs, and promotional opportunities. As shops are facing never-before-seen circumstances, these resources offer a lifeline. Together, we will weather this. We at the NBDA will not waver in our commitment to serving our members even during this challenging time—but we need your support.

Now is the time to become a member as we join together to make one another stronger. Whether you’re a retailer or an industry partner, your membership in the NBDA is one of the best investments you’ll make this year. 

Learn more about the benefits of being a member and join now.